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Baccarat is a very interesting game. Typically situated in the corner of a
casino floor, the game is almost always packed with many observers as well as
players, but a lot of you probably don't know what all the fuss is about. When
online casinos became popular, more people started to dip their toes into the
baccarat pool, only to find the game very fast, somewhat bland, and leaving them
even more confused about its popularity. To be honest, the game itself is very
simple to play, but playing online can seem far colder than what you have seen
as a land-based casino.

Playing live baccarat as opposed to the digital versions offered by so many online establishments is preferred by so many people simply because it resembles the game as it is played in a casino. Play Live Baccarat with Real Dealers Get ready for the ultimate high roller casino card game in real time, with professional and courteous Baccarat dealers from our secure casino facilities. Our live dealer.

Enter the live dealer version of baccarat. This game has been around for a
decade now and is doing its best to bridge the gap between the feeling of
playing live and the convenience of not having to put on pants to do so (we
don't suggest you try this at your favorite Las Vegas casino…). This page is
going to give you everything you need to know to understand live dealer
baccarat, as well as letting you know what to look for when you decide you want
to give the game a try.

Where Is the Best Place to Play Live Dealer Baccarat?

Don't need to learn any more about the game? You just want to get into the
action and start playing some live dealer baccarat? No problem! We aren't
offended at all, and this page will always be here if you are looking to gather
more information. In the meantime, let's get you on your way with a list of
recommended sites where you can find live dealer tables. These sites have all
been thoroughly reviewed by our team of experts, covering everything from
payment processing to promotions, and we think these are the best options for
you. If you want to check out more sites, we invite you to head to our review
section, but for the time being, here are our recommended live dealer
baccarat sites.

What is Live Dealer Baccarat?

Live dealer casino games have become very popular in the last few years, and
baccarat is one of the games that work very well in this environment. For those
of you who have never seen or heard of live dealer games, they are exactly as
they sound – games you are playing online with a human dealer instead of the
computer's random number generator. This is all made possible by software
companies who have built the game with a live stream, allowing them to broadcast
dealers from studios who are dealing the games that you are playing with digital
chips. The fact that broadband internet connections have become faster and less
expensive in the last decade has allowed these companies to come to the
forefront, offering a different delivery method for the games you love.

The game itself is played the same way that baccarat would be played in a
land-based casino or online with an RNG. The game revolves around two hands –
the dealer and the player. Unlike blackjack, where there are multiple player
hands that you control from your side of the table, in baccarat there is only
one, and everyone bets on the outcome of that hand. This makes the game move
quickly, as the cards are only dealt with two spots instead of 6 or 7. Pick 4 numbers.

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The rules of baccarat are quite simple. Before every hand, you can bet
whether the dealer hand will win, the player hand will win, or if the result of
the hand will be a tie. After wagers are placed, the dealer deals out two cards
to the player and dealer spots. The object in baccarat is to get a hand as close
as possible to a total of nine, unlike blackjack, where you try to get to 21.
The main difference between blackjack and baccarat is that all 10s and face
cards in baccarat have a value of 0.

After the two hands are dealt, each is added up to determine the score and
the subsequent action. First, if either hand adds up to 8 or 9, then it is
called a 'natural,' and the hand is over, with the higher hand winning. If the
hands do not add up to 9 (remember that an 8 and a 9 would be a 7, not 17), then
there is a specific set of rules that must be adhered to for the remainder of
play. Don't worry; you don't have to remember these while you are playing, as
the dealer is in control of all the action. Here is how the rest of a hand takes
place.

The player hand is played first. If the player hand has a 6 or a 7, then it
stands. If it has a 5 or less, one more card is dealt, and that brings with it
the final number. Then it is the dealer's turn to play, and this is where it
gets a little harder to follow. If the player did not receive a card, then the
dealer plays by the same rules as the player had to. However, if the player hand
has been dealt a third card, then the dealer acts as follows:

• If the banker hand value is 2 or less, a third card is always dealt.
• If the banker hand value is 3, a third card is dealt unless the player's
  third card was an 8.
• If the banker hand value is 4, a third card is dealt if the player's
  third card was 2 – 7.
• If the banker hand value is 5, a third card is dealt if the player's
  third card was 4 – 7.

See what we mean? It is a little complicated, which is why the players don't
control their own hands – the game would go on forever! At the end of play, the
higher hand wins, and those who are on the right side of the wager are paid 95%
of their bet in winnings (a 5% commission for the house). If the hand results in
a tie, then all bets except the tie are losers, with the tie bet paid 10 to 1
odds.

The game is very exciting to play once you get the hang of the rules, but you
have to remember that you are a passenger on this ride once you place your
individual bet.

Things to Look for in a Live Dealer Baccarat Site

Okay, great! Now you know how to play the game and how live dealer baccarat
works. The next step is to find a place to play! We already gave you a list of
our most recommended sites, but we thought it might be nice for you to have a
sense of how we came up with this list. Also, after reading up on how our
reviewers do their jobs, you will have a better appreciation of how detailed our
casino reviews are and the value they provide to our readers.

Here are a few of the considerations we look at while reviewing a place to
play live dealer baccarat.

Software

As you are going to be spending hours playing these games, it is really
important to us that the software you are using is the best you can find. We
test all the live dealer casinos on a regular basis. There are only a handful of
companies that offer this game currently, but that number is very likely to
increase with the growing popularity of live casinos. We look at both the
quality of the software and the live stream – if the stream is slow, then your
game will be choppy, and that is no fun at all.

Another thing to consider is the number of tables and dealers a software
company provides. Industry leader Evolution Gaming has 8 studios around the
world and hundreds of dealers on staff. This means that you are able to select
many different table limits, along with picking what dealer you want to play
with. This array of choice makes live dealer baccarat a more personalized
experience than with an RNG-based game.

Bonuses

Having great software is one thing, but a casino that is enticing you to use
their live casino takes the player experience to a whole new level. When we
review casinos, we look at the general promotions and bonuses that a casino
offers its players, but we are also on the hunt for offers that are specific to
live dealer games.

Many casinos are trying to convert players to this delivery
method because they have noticed how much longer players stay at these tables.
As a result, you can find bonuses that are specific to playing live dealer games
such as baccarat.

We will make a note of a site that has this kind of offer, so
you can take advantage of it when you are ready to give live dealer baccarat a
try.

Support

Many of you will be trying live dealer baccarat for the first time after
reading this article, and maybe that means you will have more questions than
normal when you sit down at a table. How a site approaches customer support is a
critical part of our rating system. The dealer you see on the live stream will
not be able to help you, as they are focused on dealing. You want to play with a
casino that offers 24/7 real-time customer support, especially if you are having
problems with a streamed game. Live chat is the preferred way of offering
support these days, but bonus points are given to a site that gives you a
telephone number, as sometimes it just takes the sound of a voice to calm the
nerves of a gambler having an issue at the table.

Why Would Players Play Live Dealer Baccarat?

There are a couple of significant reasons why people choose to play live
dealer baccarat over the RNG version. First of all, the fact that you are
playing with a human on the other end of the live stream gives the game a
feeling that is far closer to what you would expect from a land-based casino.
Hands play more slowly, which means you aren't burning through bets at an
alarming rate (many players complain about this when playing RNG games).

Also, the game is far more social. Even though you are sitting in your own
home or wherever you have chosen to play, you are actually sitting at a table
with more players, and with the chat feature, you can engage in discussions with
them while the hand is taking place. This can be a nice way to break up the
gameplay, which can be a tad boring, as you don't actually act in the hands
themselves. We know many players who have started long-lasting friendships by
chatting at these live dealer tables.

Conclusion

There is no doubt that live dealer games are the way of the future for the
online casino industry. Games like baccarat really benefit from the live stream
version of the game, giving players a chance to play in an environment similar
to what they have seen in a land-based casino, but also giving them a chance to
learn the game so it isn't as intimidating to walk up to one of these busy
tables. Now that you have a better understanding of the game, the rules, and why
live dealer baccarat has become so popular, we suggest you scroll back up this
page and click on one of our recommended sites and give the game a try!

Frequently Asked Questions

Is Live Dealer Baccarat Safe?

It is definitely safe to play live dealer baccarat online if you see the logo
of one of the gambling licensing jurisdictions on the site you choose. All the
reputable software providers in the industry seek out third-party auditors to
review their games and operational practices and are only too proud to display
positive results, so you know the game you are playing is up to industry
standards.

Can I Try Live Dealer Baccarat for Free?

Because there are dealers that need to be paid and a studio and streaming
that also costs money, most live dealer casinos offer only real money games.
However, you may find the odd table available (we haven't seen many, if at all),
and because you are still playing online, there are many tables with very low
limits, so you can try a few hands without breaking the bank.

Can I Play Live Dealer Baccarat on My Phone?

The majority of live dealer software is built in a no-download format, making
it accessible to players through the browsers of their PCs or mobile devices. If
your phone or tablet meets the minimum technical specifications for the game to
work, then you should be able to access live dealer baccarat tables. One thing
to make a note of here is that you are at the mercy of the internet connection
on your device, so if you are in an area with low signal, you may experience
some choppiness in the gameplay.

Baccarat has been a fixture in high-roller areas at brick-and-mortar casinos for decades. The attraction is a low-house edge compared with other games: close to 1% for one bet type. Now, you can enjoy baccarat online or live with our detailed guide.

Betting on baccarat is simple. On each hand, you'll decide whether to back 'player,' 'banker' or 'tie.' There are complex rules for how the two hands are dealt; though, when you play the game, the croupier handles this side of things. There are variations of baccarat which simplify the rules. The best known is called Punto Banco.

Online baccarat is available either against software or via live dealer casino rooms. However, you'll need to be in a state that offers legal real money casinos to take advantage.

Our baccarat guide provides you with everything you need to understand the bets and rules. We look at how to play baccarat online, as well as the strategy for placing those all-important bets.

How to play online baccarat legally in the US?

Regulation for online gambling is expanding at a rapid pace. Many states have started with legal sportsbooks, and a handful of states offer or are in the processing of offering online casinos. Presently, these states are New Jersey, Pennsylvania, Michigan and West Virginia.

If you are in a legal state, you'll be able to enjoy online baccarat and Punto Banco.

First, there are computer software versions. These are fast, easy to play and start at surprisingly small stakes (or even for play-money while you learn the game).

At some online casino sites, you can find table games at live dealer studios. Casinos stream these games in real-time from their brick-and-mortar casinos. You can find live dealer casinos at the bigger online casinos, including Golden Nugget and 888 Casino, in regulated states.

Details of the online casino laws vary by state. Generally, you'll need to be at least 21 years or older to play. There is no need to be a permanent resident of the legal gaming state, though you will need to be inside state lines where the casino is licensed to play.

Casino apps include the geolocation technology to verify that you are inside the state borders.

How online baccarat works

We describe a typical baccarat game in which a dealer handles the cards, with one or more players betting on the outcome. However, there are variations where the dealer position rotates around the table.

Before a hand is dealt, each player will place bets on one or more of the three outcomes. The choices are player, banker or tie. You can choose to bet on any of these outcomes (as a player, you are not forced to bet on the 'player' option).

Here are the odds of winning based on those bets:

• Player: 1.24%
• Banker: 1.06%
• Tie: 14.36%

Note that the 'tie' option has terrible odds compared with either the player or the banker bets. More on that in the side bets section below.

The dealer deals hands to both the player and banker. There are complex rules for whether more cards are added to each hand. You don't need to memorize these to enjoy the game.

Baccarat drawing rules

The winning hand out of the player and banker is the one closest to (or at) 9 points.

Each hand is dealt two cards with the following rules:

• Non-picture cards are worth their point value.
• Tens through kings (all the picture cards) are worth zero.
• Aces are worth one.

If a hand goes over 10, then 10 points are removed.

For example, two 7s = 14, take the 10, and you have a score of 4.

• If either hand shows 8 or9 (also known as a 'natural'), the hand ends and no extra cards are dealt.

Any time there is no 'natural' (8 or 9) on the two-card deal, then the following chart is examined, with more cards being dealt under the following criteria:

• The player stands on 6 or 7 and draws a third card with a score of zero to 5.
• If the player stood with a 6 or 7, then the banker draws a card with zero to 5 and stands with a 6 or 7.

Banker rules on 3rd card

When the player draws a third card, the rules for the banker become more complex:

• If the player total is zero, 1 or 2, then the banker will always draw a third card; otherwise, the rules depend on the banker's current total.
• Banker Shows 3: Draws a third card unless the player's third card was an 8.
• Banker Shows 4: Draws a third card when the player drew 2 through 7 as a third card.
• Banker Shows 5: Draws a third card when the player drew 4 through 7 as a third card.
• Banker Shows 6: Draws a third card when the player drew 6 or 7 only.
• Banker Shows 7: Always stands.

You don't need to remember these rules to enjoy the game.

From a player's perspective, you can enjoy online baccarat by merely deciding whether to bet on the player, banker or tie squares.

How to reduce the house edge in Baccarat

Baccarat is a favorite among high rollers because of the lower house edge. There are variations in payouts and details of the rules which make a difference.

The golden rule for baccarat is to avoid the tie bet. This does have a bigger return than either the banker or the player bet but comes with a horrific house edge. The tie bet can be more than 20% in some games and, typically, more than 14% (it depends on the return in each game).

If you contrast this with the player and banker bets, you'll see how big the difference is. These wagers have a house edge of around 1%.

The standard rules give the following:

• Player: 1.24%
• Banker: 1.06%

Table minimums are often bigger for baccarat than other games. When you see the low house edge, you'll understand why this needs to be the case.

Casinos balance the lower edge (and easy gameplay where the players can't make strategy mistakes) with the cost of running the table. Some casinos will have side bets on the hands being pairs or pairs of the same suit. These do add an element of excitement and interest to the game.

These wagers also have a prohibitively large house edge, often upwards of 10%.

Different variations of baccarat

Some baccarat variations are more complex than the original game, involving strategy decisions by players who affect the outcome of hands.

Others are simplified, turning them into an entertaining and simple casino game.

Here are the main variations:

• Punto Banco: This is also known as American baccarat, though it is the single most popular variation around the world. In this format, the casino is the 'house' (not each player in turn). This variation is played with a shoe of between six and eight decks.
• Mini Baccarat: This game is designed to work with a single casino dealer who performs all the handling of cards. The drawing rules are slightly different from the main game.
• Super 6 Baccarat: This is also known as Punto 2000. Banker bets are paid at 1-to-1 on all scores except 6, which is paid at 50%. It increases the house edge to 1.46% on banker bets.
• EZ Baccarat: This casino variation includes Dragon 7'and Panda 8 side bets. The banker will win on a total of 7 after the third card is drawn.
• Chemin De Fer: This is a multiplayer form of baccarat, where each player acts as the dealer in turn. This player acts as the banker, making decisions on whether to draw additional cards. All players share a single player hand in this format.

Play Live Baccarat Online

Live dealer baccarat games

Live dealer casino studios take advantage of better network speeds available these days.

You can bet on the outcome of a hand of baccarat dealt in real-time from a studio. These are available in those states with regulated online casinos. The studios are often inside the casinos, where experienced dealers can handle the cards.

To bet, you only need a funded account. You'll drag and drop wagers using an overlay on the felt. With the dealing rules set, you won't need to wait for others to make decisions (as you do when playing blackjack) or for the hand to play out to cover players who have bet when you have folded (as you do with live dealer casino poker games).

If the table minimums at live dealer online casinos are too big for your bankroll, you can always choose a software-based game instead.

These have the advantage that you will not miss a hand should you get distracted or disconnected, as well as those lower table minimums.

Baccarat history

There are different variations of the history of baccarat. Some historians suggest that the origins of the game go back to the 15th century when France and Italy were at war.

France has a history of inventing gambling games, with roulette appearing there in the 17th century, and poker having a predecessor game in the region, too. The original French name for this game is Chemin de Fer. Small tall all craps.

Punto Banco was the version that hit the new world. This was the house-banked game, rather than the player-versus-player variation, which started in Europe.

It first appeared in Las Vegas at the Sands Casino in the 1950s. This game has made appearances in James Bond movies. More recently, it moved online, where you can now enjoy it with a live dealer or as a software-based game.

Baccarat and US casino bonuses

Online casinos in legal jurisdictions offer a lot of various bonuses and promotions to attract and retain players. While you can certainly take advantage of them, baccarat is not the best game for bonus clearing.

The super-low house edge means that most casinos will either exclude it or give it a very low 'weighting' for the purposes of clearing bonuses.

With no-deposit free play, matched welcome bonuses and other promotions, your best bet is often to take advantage of them using slots, then enjoy baccarat games with the money you win.

Final thoughts on playing baccarat for free or real money

While not in the same league as blackjack or roulette in terms of popularity, baccarat does have its fans.

You'll find this game in the high-limit area of many casinos, as well as (in simple 'mini bacc' form) on the casino floor.

The outcomes are a win for a fictional player or a banker or sometimes a tie. You can bet on whichever outcome you like. The house edge is low on either bet, though slightly lower for banker bets.

Tie bets have a huge house edge; experienced players avoid these. Some variations of the game also have side bets.

Contrasting with the simple outcomes, the rules for dealing are complex.

Unless a 'natural' (8 or 9) is dealt, a table of rules that depend on what cards are showing is referenced.

Live Baccarat Free

Make sure you check out the new live dealer casino baccarat in states that regulate online gambling. It adds a social element — with a real dealer handling the cards — and lets you bet online.